Tailored insurance solutions, designed to suit our clients’ unique needs

Part of the AIG group, Talbot Underwriting Ltd (‘Talbot’), is the Centre of Excellence for Political Violence business originating from Talbot and AIG. When we refer to ‘Talbot AIG’ we mean the combined Talbot and AIG offering.  AIG purchased the Validus Group (of which Talbot was part) in 2018 and some colleagues in the US are still grouped within Validus for organisational purposes.

The Talbot terrorism team manages a geographically diverse portfolio that has earned its reputation as lead insurer and reinsurer of war and terrorism risks worldwide. Our highly qualified underwriting team is one of the most established in the Lloyd’s Market.

Talbot AIG uses specialist political risk tools to deliver a competitive advantage through valuable insights for our clients about the latest global threats, offering our clients tailored crisis consultancy and bomb-blast analysis. Our market-leading position is reinforced by the ability to offer our clients coverage through Lloyd’s of London and on locally admitted paper through our global network of offices.


Why Talbot AIG

A terrorism incident can have a significant impact on a business, both financially and reputationally.

Protecting assets against property damage or business interruption resulting from acts of terror should therefore always be considered as part of a holistic risk management strategy.

The terror threat is more complex as technologies advance and groups adapt to pressure from heightened counterterrorism activity. Methodologies have developed significantly post the 9/11 terrorist attacks: there has been a notable movement from large-scale, high-impact attacks to more frequent but lower-scale attacks, often targeting more vulnerable assets.

Businesses are facing a more complex insurance landscape. They not only need cover against extensive property damage or bodily injury, but they must also focus on protecting against business interruption and subsequent loss of revenue. In recognition of these changing requirements, Talbot has invested significantly in adapting our product offering over recent years to respond to evolving threats.