Political Violence

One of the original war and terror syndicates with vast experience and expertise

Talbot positions itself to provide the most comprehensive Political Violence solutions in a volatile global security environment.

A market leader

Talbot’s Political Violence team is a global leader of war and terrorism risks and leads over 50% of its portfolio. We write a geographic spread of business that provides our customers with innovative solutions across a diverse portfolio of products.

Product pioneers

We are a pioneer, being one of the first syndicates to write this product and have a 35 year track record. The team benefits from 50+ years of combined experience. Talbot prides itself on its flexible approach, in-depth product knowledge, with expertise gained through a wide range of backgrounds and roles.

Bespoke solutions

We offer bespoke solutions to clients, restructuring programmes to suit their business needs. Talbot delivers unique solutions around coverage, limits and wordings, which encompass the very best risk management practises.

Claims excellence

Talbot’s long history in the Political Violence market has created a wealth of knowledge in the claims space, having handled complex claims in multiple territories over the last 35 years.

Global reach and appetite

Talbot’s Political Violence team is at home on three continents, giving the team the skillset of understanding local dynamics across multiple geographies. The knowledge sharing amongst the global team allows Talbot to deliver curated global solutions for multinational clients.

AIG Group

Talbot’s Political Violence team is AIG’s centre of excellence. We combine Talbot’s expertise and unparalleled experience of Lloyd’s, with AIG’s ability to issue admitted policies as part of Global multinational placements. AIGs extensive global network provides further global reach to our distribution.

Our Products

Sabotage & Terrorism

Terrorism is an ever-present threat that can be difficult to predict and quantify. With losses, costs or damages incurred as a result of terrorist activity typically excluded from a standard commercial insurance policy, an act of terrorism can have a significant impact on a business’ bottom line.

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Malicious Assailant

Talbot AIG’s malicious assailant cover is designed to deliver assurance and help organisations ensure they have plans in place should an incident involving an armed individual or group occur. Our specialist team can offer tailored packages for organisations of all sizes and across all sectors.

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Strikes, Riots & Civil Commotion

Talbot AIG provides worldwide cover for SRCC. We can offer protection against property damage and business interruption losses sustained during a committed action by a group of people to disturb the public peace for political purposes or motivations.

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Denial of Access

Denial of access insurance provides cover for costs associated with business interruption following an authority’s decision to shut down a building, location or area after an act of terrorism or civil unrest.

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Loss of Attraction

Loss of attraction products are designed to respond when no actual physical damage occurs at an insured location: rather, an event that results in physical damage or bodily injury occurs within a pre-defined radius of the insured business, or at a previously identified location that could impact trade. Forensic accountants would then be consulted to determine the extent of the financial loss and the calculable downturn in revenue.

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NBCR

The Talbot AIG NBCR product has been designed to respond to the multitude of threats posed by opportunistic use of nuclear, biological, chemical, and radiological agents.

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Political Violence

Talbot AIG’s political violence product was designed to enable clients to manage the risk posed by the potential outbreak of war – international or civil. Policies are designed to offer a solution that is highly-specialised and tailored to respond to the priorities of the specific organisation.

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Sabotage & Terrorism Combined Liability

Sabotage and terrorism combined liability provides cover for the insured’s liabilities to third parties and employees where damages are sought for property damage or bodily injury following an insured event. Terrorism liability can be offered on a standalone basis or purchased alongside property damage and business interruption policies.

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Security Risk Response and Resilience (SRRR)

Security Risk Response and Resilience (SRRR) offers a global, holistic and complete security solution, combining Talbot’s Political Violence insurance expertise with AIG’s Crisis Solution capabilities.

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Threat

Talbot AIG provides terrorism threat insurance, covering businesses against loss of income through interruption without the need for there to have been physical damage as a trigger. This means that broader malicious acts, intended by terrorists to use fear to disrupt business, are covered in addition to direct sabotage and physical acts of terrorism. This could include acts such as threats of terrorist action or bomb hoaxes.

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