Talbot’s North American Property D&F team puts a partnership approach at the heart of its offering. We’re flexible in our development and leadership of coverage designed to match the risk. We provide an agile and market leading service to our brokers at the box and across e-placing platforms. 

Talbot’s North American Property D&F book spans catastrophe-exposed risks from Florida beachfront hotels to west-coast manufacturing facilities. We offer direct and facultative contracts across a wide range of occupancies on a primary and excess basis. Our appetite is wide, consistent and transparent to give our brokers a reliable source of coverage, and our dynamic line size allows us to provide solutions to our customers.

We’re a dynamic team with an established reputation, cohesive strategy, and skills supported by our claims, cat modelling and wordings teams. Our experience and expertise makes us one of the market leaders. This, coupled with our nimble approach and ability to provide terms where local and other markets aren’t able to provide capacity, makes us a reliable and trusted partner. 

We understand the vital importance of claims handling. Our Property claims leaders understand their work is what builds our reputation on the ground, which they protect fiercely through their dedication to supreme service and utmost fairness. They manage claims with a high degree of care and sensitivity. 

Talbot looks to offer consistency in both pricing and capacity throughout the market cycle providing commercial but sustainable coverage for clients across product lines and market cycles. We have strong, long lasting relationships with our customers because we understand their requirements and our offering is consistent. 

Our Dual Stamp is a unique way for the market to access AIG capacity alongside Lloyd’s capacity through Talbot. It allows clients to leverage Talbot’s catastrophe modelling, data and analytics capabilities, and Lloyd’s licences, as well as the global expertise and risk engineering services of AIG.

AIG’s Talbot and Lex London provide decades of underwriting expertise and deep capacity for broad range of USA domiciled Retail and Wholesale property clients.