Sabotage & Terrorism

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Sabotage and Terrorism

Terrorism is an ever-present threat that can be difficult to predict and quantify. With losses, costs or damages incurred as a result of terrorist activity typically excluded from a standard commercial insurance policy, an act of terrorism can have a significant impact on a business’ bottom line.

Designed to protect against both direct physical damage and resultant business interruption ensuing from a politically, religiously or ideologically motivated violent act, this product provides market-leading cover worldwide and responds to globally nuanced risks.

The syndicate is a market-leader for sabotage and terrorism insurance globally, having been one of the first syndicates to provide terrorism coverage in the wake of the 9/11 terrorist attacks. Our sabotage and terrorism product can be tailored in accordance with the needs of each client.


Talbot AIG has the capacity to provide up to $175 million in cover.

Significantly, our policy will provide compensation for both US Treasury certified and non-certified acts of terrorism to provide total assurance to our clients and their businesses.




Both certified and non-certified acts of terrorism (US- only)

Cover triggers apply regardless of whether the Secretary of the Treasury has certified the act as an act of terrorism.

Property damage

Cover resulting if the insured locations are damaged.

Business interruption

Cover as a result of physical damage and resultant loss of profit if an act of terrorism prevents ‘business as usual’ activity.


Defence costs and claims expenses included within coverage.

Clear and comprehensive wording

A clear wording which details exactly what is covered and excluded and that clearly defines triggers for cover.

Tried and tested claims experience

Talbot AIG has a dedicated claims team which has dealt with many complex and high-profile claims and paid significant sums to our clients over the years.

In the US, there is no need to wait for an act of terrorism to be certified, we can respond quickly and efficiently to help our clients get back to business.